"You've been great" "You've been great and we are very impressed with the entire team at Realty Quest!" Ben Montgomery - Buyer Read Quote > View All Quotes >
The Realty Quest Team is one of The Top Selling Real Estate Experts™ Find Out More >
Sign up for The Realty Quest Team's Latest Listings.
Get an instant email when The Realty Quest Team adds new properties.
You'll know before anyone else.
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
The Realty Quest Team Realty Quest 117 West Main Rexburg, ID 83440 Phone : 208.356.8787 Toll Free: 888.212.5700 Fax : 208.356.8798 E-mail: Judy@JudyHobbs.com
As Owner/Broker and Listing Specialist, Judy has made real estate her
passion here in the Upper Valley since 1977. She has had the privilege of working for thousands of buyers and sellers in those years and is still excited every day about serving you. Judy continues to train, re-educate and explore all new tools to be certain you are being served with new technology, while knowing that our job is not houses or dirt - it is people. Client Centered Care is our focus.
Judy Hobbs is CCIM Certified
www.JudyHobbs.com
is brought to you by The Realty Quest Team
NUMBER1EXPERT in real estate for Idaho Falls, St. Anthony, Rexburg and Rigby, Idaho
- NUMBER1EXPERT 
